The Smart Budget2.0.2 - App Store
You'll be able to see results in few seconds.
Publisher Description
The Smart Budget does the work for you. Set it up once and your spending logs itself - captured, cleaned up, categorized, and checked for anything odd. You open the app to review, not to type. Private, built on Apple Intelligence - and free to start.
Smart Budget reads the merchant, amount, currency, and date - on your iPhone or in Apple's Private Cloud Compute - cleans up the messy bank text, picks the right category, and quietly flags anything unusual. No bank login. No third party, ever. Prefer to add one by hand? Log it in seconds, snap a receipt, or say it out loud.
Your data stays yours. No accounts to create. No bank-linking required. No data sold or shared. iCloud sync is optional and runs through your own Apple ID - your transactions never reach us.
- FREE FOREVER -
. Hands-off capture - set it up in seconds and your bank texts and notifications log themselves
. Import a bank statement - PDF or CSV, read by Apple Intelligence (iOS 27)
. Automatic cleanup + categorization - messy bank merchant strings become clean, sorted entries
. Anomaly detection - the Notable card flags spending that doesn't match your patterns
. Add transactions by hand too - type in seconds, dictate, or snap a receipt
. Unlimited logging, budgets, goals, and incomes
. Dashboard with "available this month" hero
. "Tell it once, learn forever" merchant aliases - name a merchant once, it's applied forever
. Reports: Spending by category, Income vs spending, All transactions, Anomalies & alerts
. Lock Screen + Home Screen widgets
. Spotlight search for any transaction
. Siri Shortcuts for quick logging
. Multi-currency with automatic FX conversion
. Full VoiceOver, WCAG AA contrast
- SMART BUDGET PRO -
The intelligence layer, optional, shareable with your family:
. Full history - every month, not just the last 15 days
. Smart Insights - LLM-narrated story cards on the Insights tab: looking-ahead pace forecasts, goal coaching, category-mix shift detection, recurring-charge audit, what-if scenarios, savings opportunities, period summaries
. All Reports - Top merchants, Largest transactions, Recurring charges, Merchant frequency, Budget history, Goal progress, Savings, By account, Year in review, plus per-member household reports
Pro pricing:
. Monthly: $2.99
. Yearly: $24.99 (3 months free vs paying monthly)
. Lifetime: $49.99 (one-time payment, never expires)
- SMART BUDGET HOUSEHOLD -
Everything in Pro, for your whole household on one shared ledger:
. Household Sharing - invite a partner; share budgets, goals, and reports through a private CloudKit Share you control
. Members don't pay - the owner's plan covers everyone in the household
Household pricing:
. Monthly: $4.99
. Yearly: $49.99 (2 months free vs paying monthly)
. Lifetime: $99.99 (one-time payment, never expires)
Bought Pro before version 2.0? Household sharing stays included in your plan.
All Pro and Household plans support Apple Family Sharing - one purchase covers up to six family members at no extra cost. Cancel a subscription anytime in iOS Settings → Apple ID → Subscriptions.
- PRIVACY -
The Smart Budget runs on Apple Intelligence - on your iPhone or in Apple's Private Cloud Compute, Apple's own hardened servers. Nothing is stored, and no third party is ever involved. No accounts to sign up for. Anonymous app analytics help us improve - never your transactions, amounts or merchants - and you can turn them off in Settings → Privacy. Read the full privacy policy at zaatarlabs.com/privacy-policy.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Version History • Ready for iPhone Duo. Open it and your budget fills the big screen, on the page you were on. Close it and carry on, on the cover. The tabs move to the side, and long merchant and account names wrap onto two lines instead of being cut off.
• Import statement: a long account name now sits on its own line, and the title wraps instead of being cut off. 2.0.2 1d ago • Privacy, spelled out: Settings → Privacy now has two switches for the anonymous analytics that help us improve the app. They never include your transactions, amounts or merchants, and you can turn them off anytime.
• The rating request no longer appears when you open the app. Rate us anytime from Settings.
• Clearer wording about where Apple Intelligence runs: on your iPhone or in Apple's Private Cloud Compute. 2.0.1 Sep 29 Smart Budget 2.0 — ready for iOS 27.
• Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud.
• Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself.
• Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest.
• New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan.
• iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides.
• Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail.
• Paid early? Choose which month an income pays for, so a salary on the 28th funds next month.
• Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings.
• Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes.
• Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press.
• Swipe to delete transactions right from the list (iOS 27).
On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27. 2.0 Sep 24 Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
About The Smart Budget
The company that develops The Smart Budget is Omar Al Homaidi. The latest version released by its developer is 2.0.2.
To install The Smart Budget on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-14 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the The Smart Budget as malware if the download link is broken.
How to install The Smart Budget on your iOS device:
- Click on the Continue To App button on our website. This will redirect you to the App Store.
- Once the The Smart Budget is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
- If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
- After The Smart Budget is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
- Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.
Program Details
System requirements
Download information
Pricing
Version History
version 2.0.2
posted on 2026-10-14
Version History • Ready for iPhone Duo. Open it and your budget fills the big screen, on the page you were on. Close it and carry on, on the cover. The tabs move to the side, and long merchant and account names wrap onto two lines instead of being cut off.
• Import statement: a long account name now sits on its own line, and the title wraps instead of being cut off. 2.0.2 1d ago • Privacy, spelled out: Settings → Privacy now has two switches for the anonymous analytics that help us improve the app. They never include your transactions, amounts or merchants, and you can turn them off anytime.
• The rating request no longer appears when you open the app. Rate us anytime from Settings.
• Clearer wording about where Apple Intelligence runs: on your iPhone or in Apple's Private Cloud Compute. 2.0.1 Sep 29 Smart Budget 2.0 — ready for iOS 27.
• Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud.
• Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself.
• Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest.
• New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan.
• iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides.
• Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail.
• Paid early? Choose which month an income pays for, so a salary on the 28th funds next month.
• Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings.
• Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes.
• Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press.
• Swipe to delete transactions right from the list (iOS 27).
On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27. 2.0 Sep 24 Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
version 2.0.1
posted on 2026-10-06
Version History • Privacy, spelled out: Settings → Privacy now has two switches for the anonymous analytics that help us improve the app. They never include your transactions, amounts or merchants, and you can turn them off anytime.
• The rating request no longer appears when you open the app. Rate us anytime from Settings.
• Clearer wording about where Apple Intelligence runs: on your iPhone or in Apple's Private Cloud Compute. 2.0.1 6d ago Smart Budget 2.0 — ready for iOS 27.
• Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud.
• Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself.
• Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest.
• New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan.
• iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides.
• Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail.
• Paid early? Choose which month an income pays for, so a salary on the 28th funds next month.
• Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings.
• Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes.
• Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press.
• Swipe to delete transactions right from the list (iOS 27).
On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27. 2.0 Sep 24 Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
version 2.0.1
posted on 2026-10-03
Version History • Privacy, spelled out: Settings → Privacy now has two switches for the anonymous analytics that help us improve the app. They never include your transactions, amounts or merchants, and you can turn them off anytime.
• The rating request no longer appears when you open the app. Rate us anytime from Settings.
• Clearer wording about where Apple Intelligence runs: on your iPhone or in Apple's Private Cloud Compute. 2.0.1 3d ago Smart Budget 2.0 — ready for iOS 27.
• Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud.
• Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself.
• Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest.
• New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan.
• iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides.
• Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail.
• Paid early? Choose which month an income pays for, so a salary on the 28th funds next month.
• Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings.
• Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes.
• Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press.
• Swipe to delete transactions right from the list (iOS 27).
On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27. 2.0 Sep 24 Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
version 2.0
posted on 2026-09-26
Version History Smart Budget 2.0 — ready for iOS 27.
• Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud.
• Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself.
• Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest.
• New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan.
• iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides.
• Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail.
• Paid early? Choose which month an income pays for, so a salary on the 28th funds next month.
• Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings.
• Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes.
• Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press.
• Swipe to delete transactions right from the list (iOS 27).
On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27. 2.0 1d ago Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
version 1.1
posted on 2026-09-19
Version History Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app.
Set your own exchange-rate overrides per currency for spot-on multi-currency totals.
Rename merchants once and the app learns it for future transactions.
Faster inline editing, plus bug fixes including an amount display fix. 1.1 Aug 6 Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it.
Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list. 1.0.2 Jul 26 Thanks for the launch-week reports — this update is all fixes:
• Fixed a crash when deleting a transaction
• Fixed a crash when adjusting budgets during onboarding
• Reviewing a transaction now reliably clears it from the review queue
• Manually added transactions log as spending right away — no more review detour
• Budgets can now be deleted entirely, including their category
• Past-month view now displays correctly
• The month picker on the dashboard responds on the first tap
• Clearer one-time / recurring labels 1.0.1 Jul 25 1.0 Jul 24
Disclaimer
Official App Store Link
We do not host The Smart Budget on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.
The App Store link for The Smart Budget is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
